no doc business loan

Looking for a no doc business loan to grow your small business.

Following is a recap of our program as well as a link to apply via our simple confidential application (For added security, there is no need to give us your Social Security number).


The Simple Process to apply:

  • Fill out our simple Stated Income, aka No Income Documantation pre-qualification form (No up front fees)

  • We will do our best to pre-qualify you for a line of credit to grow your business

  • Receive up to $150,000 in as little as 15 days on our no doc commercial loans


  • A corporate entity with EIN # that's been in business at least 2 years

  • NO Collateral (Unsecured!)

  • Strong personal credit, generally 720 or more mid score (If you aren't quite there, we can refer you to one of our partners that can go lower)

Attention: If you feel you don't qualify or have been turned down or approved for much less than you need, we have another program (hard money business loans) where your personal credit does not factor in our approval. Loans up to $400,000 based on your cash flow. And while this short term business loan program isn't a no doc program, it's a simple doc secured program based on your business credit a 1 page application and 6 to 12 months of bank statements. Give us a call and we'll have a specialist get in touch with you right away.

This Program Is No Longer Available - Sorry

Other Information:

  • No reporting to the personal credit bureaus

  • No income verificationoans

  • Interest rates as low as 8.99% and 0% the first 6 to 12 months!



This Program Is No Longer Available - Sorry


Frequently Asked Questions

Exactly what can I use your Unsecured Business Credit Lines For?

Our unsecured business credit lines can be used for pretty much anything for your business, but are effectively used to overcome short term capital requirements, which we define as a Zero to Eighteen month payback time-frame. Here are some examples: Marketing campaigns, expansion, and flipping real estate.

Will I need to show any personal or business income verification?

Generally no. However, if your business has already experienced growth and profit, we have full doc products totaling over $250,000, allowing your business to leverage unsecured funds to continue expansion.

What if my business is just getting started; can I still get unsecured credit for my business?

Absolutely! We offer products specifically for Start-Up companies. If you've been in business for less than two (2) years, you may still qualify for up to $75,000 in unsecured business capital.

Will your Unsecured Business Credit Lines report to the personal credit bureaus?

Never! We guarantee that all business credit lines you acquire through us will not report to the personal credit bureaus, unless you begin missing payments and default. You may draw on the entire balances of these lines without fear of bringing down your personal credit scores!

If my personal credit isn’t great, can I use a co-signer?

We accept co-signers. If you have someone with stronger credit than you and they are willing to personally guarantee your business credit line, we will help you so you're able to utilize your co-signor to acquire capital for your small business.

Are business credit cards a Unsecured Business Credit Line?

Yes, a business credit card is one of the most common forms of unsecured commercial credit. While the format of the credit line causes most business owners from obtaining them, our trained professionals teach our clients how to draw on the lines efficiently, so that they may be used like a check-book line of credit, without paying rediculous cash advance fee’s. While credit cards are often stigmatized by the public by begin associated with bad-debt, we coach our clients to creatively utilize these source of cash to grow their businesses faster than their competitiors.


no doc small business loans

The Problems With Small Business Financing

Small business financing has completely changed in the last 20 years or so. Small town banks used to seek out small businesses to help them grow with good financing. I remember vividly, banks actually having relationships with small businesses, and even with individuals as opposed to just being a number and someone to charge fees to left and right.

It seems like all the banks want now is to loan money to big businesses and for credit cards with rates that quickly jump to 20 to 30 percent or more, often for little or no reason. Worse even, they often really aren’t interested in making loans to anyone. This is particularly true with the bigger banks. Many of them just take the ridiculously low rates on loans from the Federal Reserve and buy U.S. Bonds and play the nice easy spread. Of course, many of the mega banks invest like a casino where they know they have a backstop, namely the Government or Federal Reserve and ultimately the U.S. taxpayer. Must be nice. Meanwhile, small businesses are starved of capital and this is where most jobs are created.

So what’s a small one to 20 person small business to do? Many of the small firms borrow against their home or use credit cards to finance critical purchases. Not only is this type financing for a small business the most expensive loan for this purpose, it affects their credit and the interest, unlike with a real small business loan isn’t deductible except on some home equity loans (pretty much extinct now). That’s where our new no doc, unsecured small business loans come in. You aren’t putting any additional liens on your home or other assets. They are real business lines of credit.

If you need capital to grow a small business, check them out. They might be just what you need to take your small business to the next level. It costs nothing to apply for a small business line of credit.

If you're looking for a loan or line of credit to start a business, check out our LOC to start a business video below. For an interesting article on Bankrate on small business loans, go to small business loans.







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