commercial hard money loans
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Hard Money Commercial Loans* Provide Businesses The Bridge Financing They Need Until They Secure Longer Term Financing, Our Hard Money Commercial Loan Programs Are Below*

 

Call 7 Days A Week To Learn More

1-877-655-5625

Announcement: We've just added some new (Non Hard Money) Attractive Commercial Mortgage Programs (Purchases and Refis).

Commercial Loans Up to $50,000,000

Down Payments As Low as 10%

Programs That Include Inventory and Equipment

Call or e-mail us with your scenarios. You can contact us 7 days a week.

 

 

 

Announcement

While we still have Hard Money Commercial Loan Programs available, more often than you might think a Hard Money Commercial loan may not be the best solution. So don't just assume that a Hard Money loan is what you need. Call us today and let us help you through the maze of commercial loan programs available. To give you an idea following are programs we have access to: Loans for Acquisitions, Rate and Term Refinance, Cash Out Refinancing, Construction Loans, Bridge Loans, Mezzanine Financing, Equity/Joint Venture and Hard Money. We also have Non-Recourse commercial loans. Property types include: Apartments, Office, Retail, Hopsitality, Industrial, Mixed Use and Healthcare. Rates can be as low as 4.25%.

Call Today and Ask for Ron Stone

 

A Few Highlights About Our Hard Money Commercial Loans*

We represent a group of private commercial lenders, specializing in hard money loans for commercial property acquisition and refinance. Our creative financing expertise enables us to close on these equity-based commercial hard money loans of $500,000 and up.

 

Hard Money Commercial Loans - Program Highlights

LOAN SIZE

$500,000 to $15,000,000+

LOAN TERM

1 - 5 years
LOAN-TO-VALUE

Up to 75%

LOCATION

Throughout U.S.
INTEREST RATES

8% - 14% depending on loan type, structure, risk profile

PAYMENT

Interest only or principal amortization
DSCR

Minimum 1.2

EARLY REPAYMENT

Case-by-Case basis
CLOSING POINTS

2 - 4%

SECURITY

1st Mortgage Lien. Additional collateral on case-by-case basis


PROPERTY TYPES

Multi-family, mixed-use, office, warehouse, retail, industrial, hospitality, and special use properties considered


EXPENSE DEPOSIT

Initial Underwriting: No charge
Acceptance of Term Sheet: Third Party Expense Deposit
Acceptance of Closing Letter: Legal/Closing Expense Deposit
Unused expense deposits refundable

 

Call Us To Discuss Your Project Today

1-877-655-5625

Call or e-mail us with your scenarios. You can contact us 7 days a week.

 

Hard Money Commercial Business Loans

LOAN SIZE

$500,000 to $15,000,000+

LOAN TERM

1 - 5 years
LOAN-TO-VALUE

Up to 75%

LOCATION

Throughout U.S.
INTEREST RATES

8% - 14% depending on loan type, structure, risk profile

PAYMENT

Interest only or principal amortization
DSCR

Minimum 1.2

EARLY REPAYMENT

Case-by-Case basis
CLOSING POINTS

2 - 4%

SECURITY

Collateral on case-by-case basis
LOAN CATALYSTS

Corporate and industrial projects, trade financing, acquisitions, buy-outs, asset purchase / repurchase agreements, corporate restructuring
EXPENSE DEPOSIT

Initial Underwriting: No charge
Acceptance of Term Sheet: Third Party Expense Deposit
Acceptance of Closing Letter: Legal/Closing Expense Deposit
Unused expense deposits refundable

 

Small South Florida (Excluding Dade County) Hard Money Commercial Loans

Loan Amounts: $50,000 to $300,000

LTVs: 40% to 50% based on current values

Commercial Only: Various types. Multi-unit apartments minimum of 5 units.

Credit: Very little emphasis is put on Credit

PrePayment Penalties: 5/4/3/2/1

fast closing commercial bridge loans

 

 

Article on the Commercial Mortgage Market

The U.S. Commercial Mortgage Market Shrinks Again to 3.31 Trillion dollars: The size of the commercial mortgage loan market in the U.S. continued its shrinkage in the first quarter, to $3.31 trillion from $3.34 trillion at the end of last year, according to the Mortgage Bankers Association's analysis of Federal Reserve Board flow-of-funds data. The commercial mortgage market has now shrunk for 5 straight quarters and is now about the same size it was in late 2007. Every major investor group, except the housing-finance agencies, private pensions, savings institutions and government entities, saw a drop in their mortgage portfolios. Commercial banking groups saw an $18.9 billion, or 1.3% reduction in the size of their portfolios, to $1.49 trillion. They are still the largest holders of loans, accounting for 44.9% of the entire universe, down from 45.1% at the end of the fourth quarter. CMBS and other securitization vehicles saw their portfolio of mortgages shrink by 1.6 percent over the last quarter to $679 billion. That accounts for 20.5% of the market, down from 20.6% in the fourth quarter. Life-insurance companies, which lately have become eager to write loans but have faced tepid demand, saw their holdings fall by $4.4 billion, or 1.4%, to $301.9 billion. They now hold 9.1% of the total universe, down slightly from 9.2% at the end of last year. The housing-finance agencies, meanwhile, saw their portfolios grow by $5.8 billion, or 1.9%, to $309 billion. That represents 9.3% of the commercial mortgage market, up from 9.1% in the fourth quarter. If you look at only multifamily loans, the agencies - Fannie, Freddie and agency-backed mortgage pools - hold 36.3% of the $852.1 billion market. That market is up from $849 billion in the 4th quarter - proving that the agencies continue to actively write loans. "Low levels of commercial mortgage financing mean that property investors are paying off and paying down more in mortgage loans than they are taking out," explained Jamie Woodwell, VP of commercial real estate research at the MBA.

 

 

 


 



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